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Home Possible Mortgage

If you're currently a little low on savings, your dream of becoming a homeowner can still come true with FNCB!

Home Possible Mortgages offer outstanding flexibility and options to meet the home financing needs of those with low down payments, including first-time homebuyers, move-up borrowers, retirees, families in underserved areas, and low-to moderate-income borrowers.

  • Low down payment option
  • Stable monthly mortgage payments
  • Fixed Rates available
  • Reduced mortgage insurance coverage levels
  • No cash-out refinancing

Recommended if:

  • You have limited funds for a down payment
  • Your income is at or below the median household income in your area
  • You're purchasing property in an underserved area

For more information, contact one of our experienced Mortgage Originators!

Richard Padula, NMLS #461235
570-499-5404
Richard.Padula@fncb.com 

Ted Kowalick, NMLS #461039
570-840-7430
Ted.Kowalick@fncb.com 

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